For six months, Connex Credit Union will be working closely with five participants to see who can become the most fiscally fit to win a $3,000 grand prize. Each participant has been paired with a Connex Financial Advocate who will offer real-world, practical advice on how to reduce debt, build savings, and many other helpful financial tips and advice. Connex received over 100 applications for the fourth annual ConneXfactor competition! Below is our update on Nina W.
Nina W.: Shop Around, Shop Around!
Coach: Tameeka Lockwood, New Haven Branch Manager
Nina was hit with a few challenges lately with her vehicle, which is pretty much the means for her extra money each month as a part-time Uber driver. After the completion of the latest mechanical repairs, Nina discovered she needed to get new tires.
Normally, Nina would just get the best-looking tires no matter how expensive they were. This time, she decided to take her time and research her choices. She spoke to different mechanics to find the most appropriate option for her vehicle that wouldn’t break the bank. She ended up finding inexpensive tires that still look great on her car. Sometimes patience can really pay off – literally!
Her usual shopping tactic was to see it, like it and buy it. Now she is practicing seeing it, liking it and thinking about how to responsibly purchase it if she decides to get it. As the competition heats up, Nina is becoming better at asking questions and shopping around before making purchases.
Despite all obstacles Nina is continuing to work toward her goals with a great attitude. She is still paying herself first, avoiding the credit cards as a money substitution, and faithfully paying down her current credit card debt. She loves that she is less stressed when an obstacle unexpectedly pops up, since the extra money she puts away each month helps with costs. Nina is determined to change her financial habits and she is doing a phenomenal job despite the different offsets she’s been experiencing.
Do you want help changing your financial habits? Join our ConneXfactor contestants and let our Financial Advocates work with you to create a financial plan to help you stay on track! Stop by any branch or get started online today!