Online shopping seems easy and great when everything you want is available right in front of your computer screen. One click and in a few days that nice new shirt or new season of The Office will be sitting in your mailbox, without you ever having to leave the house! While online shopping is convenient and easy, there are many scams in the cyber world that are trying to steal your information.
Here are a few tips to make sure your shopping is scam free and trustworthy:
- Trusted Websites: When shopping online, make sure that the website you are shopping on is a trusted and secure site. An easy way to figure this out is by looking at the URL. Look for websites where the http ends in “s”. The “s” signifies that the site is secure. Also, look for a padlock on the web browser bar. This is another way to know that the website is safe and trustworthy.
- Check for third-party seals of approval. Click on the logo to ensure that it is directed to the organization’s site. Scam websites might pretend that they are trusted by just inserting a trust logo without linking back to verify the use of that logo.
- When making purchases online, use a credit card. Checking out with a credit card online is a safer way because it offers greater protection than other forms of payment.
- If you are purchasing from an individual buyer, never transfer money into their direct account.
- Check statements. After making an online purchase, check your statement to ensure that you were charged the right amount. Keep checking days after the transaction to make sure nothing changes.
- Save e-mail receipts. Keep tabs on your receipts from online shopping because if for some reason you never receive your order, are overcharged, or sent the wrong item this shows proof.
- Look at the website’s privacy and return policies. If there isn’t one, this could be a scam.
Looking for more information about security? Check out our Online Security Center.
Do you have any helpful tips for a safer and more secure online shopping experience? Share your thoughts!
–Lauren Dufour, VP of Unbanking