How to Shop Online the Safe Way

Online shopping seems easy and great when everything you want is available right in front of your computer screen. One click and in a few days that nice new shirt or new season of The Office will be sitting in your mailbox, without you ever having to leave the house! While online shopping is convenient and easy, there are many scams in the cyber world that are trying to steal your information.

Here are a few tips to make sure your shopping is scam free and trustworthy:

  • Trusted Websites: When shopping online, make sure that the website you are shopping on is a trusted and secure site. An easy way to figure this out is by looking at the URL. Look for websites where the http ends in “s”. The “s” signifies that the site is secure. Also, look for a padlock on the web browser bar. This is another way to know that the website is safe and trustworthy.

 

  • Check for third-party seals of approval. Click on the logo to ensure that it is directed to the organization’s site. Scam websites might pretend that they are trusted by just inserting a trust logo without linking back to verify the use of that logo.

TrusteE

  • When making purchases online, use a credit card. Checking out with a credit card online is a safer way because it offers greater protection than other forms of payment.
  • If you are purchasing from an individual buyer, never transfer money into their direct account.
  • Check statements. After making an online purchase, check your statement to ensure that you were charged the right amount. Keep checking days after the transaction to make sure nothing changes.
  • Save e-mail receipts.  Keep tabs on your receipts from online shopping because if for some reason you never receive your order, are overcharged, or sent the wrong item this shows proof.
  • Look at the website’s privacy and return policies. If there isn’t one, this could be a scam.

Looking for more information about security? Check out our Online Security Center.

Do you have any helpful tips for a safer and more secure online shopping experience? Share your thoughts!

Lauren Dufour, VP of Unbanking

Advertisements

Improving the lives of our members... one member at a time.

Tagged with: , , , , , , ,
Posted in Financial Education, Improve your life, Security issues
4 comments on “How to Shop Online the Safe Way
  1. Go back to our old Visa co that let you create a tempory card with set amount, time and card number!!!!

  2. Connex Credit Union says:

    Hi Donald,

    Thank you for your feedback. Can you e-mail me at cwhalen@connexcu.org so I can look into how to help you further? Thank you.

    -Chris, Marketing

  3. Hi Donald,

    I also wanted to let you know that our Visa credit cards have a zero liability policy on fraud. Thank you.

    -Chris, Marketing

  4. […] of an “unbroken key” or “closed lock” security icon in the corner of your browser window. Click here to read our blog about shopping safely online.   Many retail stores also offer extra discounts on […]

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s